We looked at changes in the retail bank and credit card market in the first month of the year. The beginning of the year has brought some interesting things, we are showing promotions and discounts that can make banking cheaper.


Free admission to the VIP lounge

Free admission to the VIP lounge

The Digital Account Package has been available at Gránit Bank since December 2015 and is a very good offer in retail bank accounts. Because if you require an embossed credit card and purchase at least $ 150,000 a month, the bank will refund $ 10,000 of our annual bank charges each year . And with this refund, the Digital Account Package is currently one of the best retail accounts.

While a Platinum Bank Card is not required for a Digital Account Package, you may request this prestige card alongside your bank’s other account packages. The Platinum discounted subscription fee is HUF 9,500, the first annual fee is HUF 0, and from the second year the annual fee is HUF 15,000. The issue fee will run until June 30, 2016. With the presentation of a credit card, you and our guest can use the MasterCard Airport Lounge in Budapest free of charge, and the SKY Lounge and JET Lounge in Vienna. Thus, while waiting for our aircraft to depart, we can enjoy the convenience of an exclusive waiting room and enjoy the delicious selection of food and drinks.


Movie tickets as gifts

Movie tickets as gifts

Elsewhere, we found a credit card promotion at Sharebank. Between January 16 and February 15, 2016, the bank advertised a credit card usage campaign that we can participate in if we require a new MasterCard touch card during the promotion period, such as with our Fair account plan . If you pay with PayPass at least twice, your bank will give you 2 Cinema City movie vouchers. During the campaign, movie tickets will be distributed to 650 clients. And for a full cinema experience, you can use your card again when buying popcorn and refreshments.

Also a card deal, but this time it comes with a credit card. Until June 30, 2016, CB Bank extended its Café Credit Card promotion. The point is that the annual fee for the main card and the partner card is still HUF 1,400, which is a 50% discount from the standard fee.


It is easier to get a premium account

At Ruffsen Bank, the Bank has made it easier to fulfill the terms of free account management for premium account packages. As of January 18, 2016, the monthly minimum credit limits for Premium Gold 2.0 and Premium Select do not have to be in one sum, but this condition can be met in up to three installments. This can make it easier for those spouses who have a common cash pool and are paid on the same account.


With good account selection, you can get more discounts

Now, let’s see some discounts on account management. With OTP Bank, you can get a Net account package at a lower account management fee. If you open an account in one of the bank branches specified in the announcement between January 25 and February 26, 2016, the account management fee will be reduced for 24 months. So it’s not free, it’s slightly cheaper, and OTP is giving you this discount in an unprecedented way. The amount of the promotional account management fee depends on which OTP account we initiate to open the account. So, if you are planning to open a new bank account, you might want to look at the list of accounts included in the promotion and ask for one to open a Net account package that offers a greater discount.


Decreasing transfer fees

Decreasing transfer fees

The EasyLife Bank Account Opening Action will run from January 1, 2016 until cancellation, but no later than March 31, 2016. The bank will retroactively credit you with a 3-month account management fee if you open a new HUF retail bank account during the promotional period and make the minimum credit corresponding to the account package. There are no credit terms on your Hello Bank Account, this account requires at least 2 bank card purchases of at least $ 1,000 per month to be credited with the account management fee.

It is also related to EasyLife Bank that as of January 1, 2016, due to the reduction of the fees of GIRO Zrt., The bank will reduce its fees for non-bank transfers. Outside bank transfer fees will be debited to customers’ accounts by HUF 4. This fee reduction applies to fees for direct debits, regular transfers, and direct debits.

When opening an account or choosing a credit card and a credit card, it is worth comparing the offers of the banks to find the best deal for us . The easiest way to do this is with a comparative calculator.

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